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Early retirement




Question: What is the absolute earliest age that a person can retire under Social Security?

Answer: An eligible worker may start receiving Social Security retirement benefits as early as age 62. However, if you start your benefits early, they are permanently reduced for each month before your full retirement age. For example, if your full retirement age is 66 and you sign up for Social Security when you’re age 62, you will only receive 75 percent of your full retirement benefit. For more information about the relationship between age and benefit payment amounts, you can visit the Social Security website at www.socialsecurity.gov/retirement. Or you can call Social Security’s toll-free number at 1- 800-772-1213 (TTY 1-800-325- 0778) and ask for the publication, Retirement Benefits.


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