With lakes now at winter pool, the draw down of water causes fish to reposition into new areas, which affects the feeding habits of the fish.
During this time of year, most of the fish will hold around mostly main lake cover and structure and around the mouths of feeder creeks and rivers. Bass, crappie, walleye and others will school in key areas on the main lake.
A couple of things should now work in favor of the cool weather angler. First, the fish will school and you can catch several in a small area. Second, most of the fish are actively feeding. Knowing this and using it to plan your trip will help to come up with the proper fish-catching pattern.
Lures such as crank baits and spinner baits worked close to the surface will work well now, because fish will chase these baits. Or, you can work deeper baits such as a small jig or tube bait around deeper cover like points or a cliff and bluff lines. This is one of my favorite ways to fish this time of year. Hope this helps you plan your next trip.