Whitesburg KY
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Help refinancing student loans



Borrowers who are repaying student loans from different lenders or programs now have a new refinance/consolidation option: an Advantage Refinance Loan from KHESLC.

With an Advantage Refinance

Loan, borrowers can combine all their student loans into one convenient loan, save on interest charges and get out of debt faster.

Any school-certified loans are eligible. They can be private loans, Federal PLUS Loans for parents or graduate students, Federal Stafford Loans or Federal Perkins Loans.

KHESLC’s fixed interest rates begin at 3.99 percent. The exact rate will depend on creditworthiness.

To qualify for an Advantage Refinance Loan, a borrower must:

• Be in grace status or in loan repayment.

• Be a U.S. citizen or a non-citizen with a proof of residency card.

• Have an acceptable income and credit history.

A cosigner may be required for some borrowers .

Applications may be submitted online at kheslc.com or at advantageeducationloan.com. For more information, call 800-988-6333.

KHESLC is a public, nonprofit corporation that provides education loans for students and parents.



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