Question: I’m thinking about getting disability protection from a private company. If I become disabled and have a private policy, would it reduce my Social Security disability benefit?
Answer: No. Your eligibility for Social Security disability benefits is not affected by any private insurance you may have. But, you may be interested to know that worker’s compensation and certain other public disability payments may affect your Social Security benefit. For more information go to www.socialsecurity.gov or call 1-800-772-1213 (TTY 1- 800-325-0778).