Question: How can I calculate my own retirement benefit estimate?
Answer: We suggest you use our Retirement Estimator at www.socialsecurity.gov/estimator. Our Retirement Estimator produces estimates based on your actual Social Security earnings record, so it’s a personalized, instant picture of your future estimated benefit. Also, you can use it to test diff erent retirement scenarios based on what age you decide to start benefits. For example, you can find out your estimated monthly payments if you retire at age 62 or at age 70. You also can use our benefit calculators at www.socialsecurity.gov/planners/calculators.htm and use the earnings shown on your annual Social Security Statement to calculate estimates.